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Many of us carry messages in our minds from our primary influencers. As children, we have difficulty withstanding the influences of our parents, teachers, or even peers, but as we mature, we can choose to listen to or ignore the messages we received. Sometimes, however, we unconsciously cling to the messages we received as children and our financial decisions are influenced by them.

For example, a client of mine named Eleanor carried a mental message that said, “Keep your cupboards full so you’ll always have something to eat.” It was the voice of her father. As a child, she had often been hungry and the cupboards in her home were usually empty.

Now, as an adult, Eleanor felt compelled to keep her cupboards full. In fact, she and her husband, Clint, spent a hefty $1,200 a month on groceries for the two of them. They gradually gained weight and, instead of cutting back on food, charged $2,000 on their credit card to purchase bicycles to help them exercise. They met with a financial planner for financial advice, but didn’t change a thing about their behavior and said they couldn’t afford to invest.

Eleanor’s message will one day make her cupboards bare, because she. will likely meet poverty again in later life unless she wakes up to what her money pattern is doing to sabotage her financial condition.

Are you carrying any messages that are sabotaging your financial choices?

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